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Elder care: Medicaid, Medicare and family finances
Paying for a parent's long-term care: nursing-home Medicaid limits, the look-back and gift penalty, protecting the spouse at home, estate recovery, family liability, Medigap and ambulance bills.
Research summary, not legal advice. Dollar figures are for the year shown and change every January. Confirm with the state Medicaid agency or an elder-law attorney before acting.
Calculators: gift penalty, spouse's share, Miller trust
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